TALLAHASSEE, Fla. (March 2, 2016)  – A Florida bill that would help facilitate healthcare freedom and set the stage to nullify Obamacare in practice unanimously passed the House today.

Rep. Fred Costello introduced House Bill 37 (HB37) in August. The legislation specifies that direct primary care agreements (sometimes called medical retainer agreements) do not constitute insurance, thereby freeing doctors and patients from the onerous requirements and regulations under the state insurance code. The proposed law stipulates:

“A direct primary care agreement does not constitute insurance and is not subject to the Florida Insurance Code, including chapter 636. The act of entering into a direct primary care agreement does not constitute the business of insurance and is not subject to the Florida Insurance Code, including chapter.”

HB37 unanimously passed the House by a 116-0 vote. A companion bill is moving through the Senate. SB132 has cleared three committees and should be moving to the full Senate for a vote in the near future.

The House Finance Committee amendment clarified language in the HB37 requiring primary care agreements disclose that they do not constitute minimum required coverage under Obamacare, and will not exempt persons from the Affordable Care Act tax/penalty.

According to Michigan Capitol Confidential, by removing a third party payer from the equation, medical retainer agreements help both physicians and patients minimize costs. Jack Spencer writes:

“Under medical retainer agreements, patients make monthly payments to a physician who in return agrees to provide a menu of routine services…